10 Steps to Move Abroad with No Money

From researching affordable destinations and securing temporary housing to exploring job opportunities and leveraging support networks, this guide offers invaluable insights for those seeking to embark on an international move with limited financial means.


2/17/20243 min read

U.S. dollar banknote with map
U.S. dollar banknote with map

Are you between the ages of 30 and 40, dreaming of relocating to a European country, the UK, or Ireland? Many individuals in this age bracket aspire to venture abroad in pursuit of new opportunities, whether it's for work or study. However, the financial aspect of such a move can often seem daunting. In this article, we'll delve into ten actionable steps that can help you make your dream of moving overseas a reality, even if you're starting with limited financial resources.

1. Research and Choose Your Destination

The first step in your journey is to research and select your destination. Consider factors such as job prospects, cost of living, language requirements, and cultural compatibility. European countries like Germany, Ireland, and the UK frequently emerge as popular choices for expatriates due to their vibrant job markets and quality of life.

2. Explore Job Opportunities

Once you've identified your desired destination, begin scouring job openings in that region. Utilize online job portals, professional networks, and recruitment agencies to uncover potential employment prospects. Tailor your resume and cover letter to align with the expectations of your target country's job market.

3. Consider Study Options

If securing immediate employment seems challenging, contemplate furthering your education in your chosen field. Look for scholarships or grants that can cover your tuition fees and living expenses. Pursuing higher education not only enhances your qualifications but also increases your chances of landing a job overseas.

4. Save Money and Cut Expenses

Commence saving for your move as early as possible by scrutinizing your current expenses and identifying areas where you can cut back. Develop a stringent budget and adhere to it rigorously. Additionally, consider selling unnecessary possessions to bolster your financial resources.

5. Seek Financial Assistance

Research and explore various financial assistance options tailored to individuals aspiring to relocate abroad. Certain organizations and government initiatives offer grants or loans specifically designed to facilitate such endeavors. Take advantage of these opportunities to alleviate the financial burden of your move.

6. Network and Connect with Others

Forge meaningful connections in your intended destination by building a robust network of contacts. Engage with professionals, expatriate communities, and local organizations through social media platforms and networking events. These connections can furnish invaluable insights, guidance, and potential job leads.

7. Consider Volunteering or Internships

In the absence of immediate paid employment opportunities, contemplate engaging in volunteer work or internships in your desired location. These experiences not only augment your skill set but also expand your professional network, potentially paving the way for future paid opportunities.

8. Research Housing Options

Explore affordable housing alternatives in your prospective destination, ranging from shared accommodations to renting a room or house-sitting arrangements. Familiarize yourself with the local rental market dynamics and leverage online platforms connecting landlords with tenants to secure suitable housing.

9. Plan Your Move Strategically

Once you've secured a job or study opportunity, meticulously plan the logistics of your relocation. Explore cost-effective methods of transporting your belongings and dispose of items that aren't feasible to take along. Familiarize yourself with visa requirements and ensure all necessary documentation is in order.

10. Embrace a Frugal Lifestyle

Upon successfully relocating overseas, adopt a frugal lifestyle to maximize the longevity of your financial resources. Opt for home-cooked meals, utilize public transportation, and seek out free or low-cost recreational activities. Embracing financial prudence will facilitate your integration into your new environment.


Moving overseas with limited financial resources necessitates meticulous planning, unwavering determination, and resourcefulness. While the journey may pose challenges, it is undoubtedly feasible to turn your aspirations of a new life abroad into reality. Stay focused, take calculated risks, and be prepared to exert diligent effort in pursuit of your goals. Best of luck on your transformative journey!